Do You Need to Have Boat Insurance?
Most states don't require boat insurance. However, your bank or marina may require... Read More
You need have car insurance to drive legally in almost every state. If you cause an accident, it helps pay for any resulting injuries to others or damage to their cars or property.
Car insurance can also cover the costs of your own injuries or damage to your vehicle, depending on what type of coverage you have.
Home insurance is an important part of protecting the biggest investment you'll likely ever make. If you have a mortgage, your lender almost always requires you to have home insurance.
In addition to covering your home, home insurance also protects your belongings if there's a fire or other disaster. And a policy can help pay your legal bills if you're sued for an injury that occurs at your house.
Medical bills can be incredibly expensive and quite unpredictable. Health insurance helps cover the cost if you or a family member is injured or gets sick.
Most people get health insurance from their jobs. If you don't, you can buy a plans from HealthCare.gov or your state's marketplace website. These are often called "Affordable Care Act plans" or "Obamacare plans." You can also buy plans directly from insurance companies, but you won't be able to get discounts based on your income.
Most states require you to have motorcycle insurance to ride legally.
Motorcycle insurance helps pay for damage or injuries you cause while riding your bike. It can also help protect your bike or cover your medical bills, depending on the type of policy you have.
Renters insurance helps protect your belongings.
While renters aren't responsible for most damage to your apartment or house, your stuff could still be stolen or damaged by fire or natural disaster. Renters insurance helps you pay to replace it. It also protects you against lawsuits if someone is hurt at your apartment or you're found at fault for damage to someone else's stuff.
Medicare is health insurance from the federal government. It's mostly for people aged 65 or older, although younger people can qualify with certain health conditions.
Life insurance helps make sure your family and those who depend on you will be financially taken care of in the event of your death.
Depending on your needs, a life insurance payout could replace your income, pay off a mortgage or even fund your child’s education.
If your pet gets sick or injured, pet insurance can help pay for your animal's vet bills and treatment.
Most states don't require boat insurance. However, your bank or marina may require... Read More
Most people don't need a separate bike insurance policy. But if you have an expensive bike, you ride in races or you have an e-bike, you... Read More
Instead of hiring a contractor, you can sometimes do home repairs covered by insurance yourself. But there's no guarantee it will save you... Read More