Should I Buy Life Insurance for my Parents?
Buying life insurance for a parent requires two things: consent and insurable interest. Permanent life insurance is usually one of the best... Read More
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State of Home Insurance 2026
Home insurance in the United States costs an average of $179 per month in 2026.
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A full coverage car insurance policy costs an average of $208 per month in 2026.
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A Silver health plan without subsidies costs an average of $752 per month in 2026.
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Latest Research from ValuePenguin
Turkey Fires, Road Fatalities and Party Liability: The Biggest Dangers to Look Out For on Thanksgiving
Thanksgiving is one of the best times of year to reconnect with family members across the country, but there are risks involved, too.... Read More
What Is Imputed Income for Group-Term Life Insurance?
Imputed income is the portion of group term life insurance provided by an employer that exceeds $50,000. Premiums paid toward this overage... Read More
What is Straight Life Insurance?
Straight life insurance is a form of permanent coverage that provides you with lifetime... Read More
Beware! Survey Finds 43% of Americans Have Been Victim of a Cybercrime
Nearly half of cybercrime victims incur a financial loss, but consumers are more concerned with another data threat: companies selling or... Read More
Most Americans Are Concerned About Climate Change, but That Doesn't Mean They're Prepared for It
Even though a majority of Americans are concerned about climate change and rising temperatures, most say they haven't taken action to... Read More
Should I Buy Life Insurance With a Long-Term Care Rider?
Long-term care riders are policy additions that can pay for assisted living expenses, such as caregivers or nursing homes. With the rising... Read More
Most and Least Affordable Cities in North Carolina for Homeowners and Renters
While North Carolina's largest cities are affordable for homeowners, the state's renters have a harder time finding affordable housing.... Read More
FHA Appraisal Requirements: Checklist and Guidelines
If you're trying to buy a house using an FHA loan, your FHA lender will typically require an appraisal to validate the value of the home.... Read More
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