The Affordable Care Act Individual Mandate and Penalties
The individual mandate of the Affordable Care Act requires that all Americans maintain health insurance but no longer assesses tax... Read More
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State of Home Insurance 2026
Home insurance in the United States costs an average of $179 per month in 2026.
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A full coverage car insurance policy costs an average of $208 per month in 2026.
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A Silver health plan without subsidies costs an average of $752 per month in 2026.
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Latest Research from ValuePenguin
High-Risk Car Insurance: What It Is, Who Needs It & Best Companies
If you have accidents, tickets or a DUI on your driving record, or if you have poor credit, you might need high-risk car insurance.... Read More
Types of Auto Insurance
Each auto insurance policy can contain several types of vehicle insurance, including collision, comprehensive, liability and uninsured... Read More
Auto Insurance Deductibles: How Do They Work?
An auto insurance deductible is the amount of money you have to pay before the insurance company begins to cover costs. Unlike health... Read More
Collision vs. Comprehensive Car Insurance
Collision insurance protects you when your car is involved in a direct crash, while comprehensive insurance covers non-collision incidents,... Read More
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