How Do Deductibles Affect Car Insurance Premiums?
Higher car insurance deductibles mean lower premiums. Adjusting your deductible is one way to manage auto insurance rates, but be mindful... Read More
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State of Home Insurance 2026
Home insurance in the United States costs an average of $179 per month in 2026.
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A full coverage car insurance policy costs an average of $208 per month in 2026.
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A Silver health plan without subsidies costs an average of $752 per month in 2026.
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Latest Research from ValuePenguin
Inpatient vs. Outpatient Treatment: Know the Difference
Inpatient care means you've been admitted to the hospital overnight, usually when you're very sick or hurt. Outpatient care means you get... Read More
What to Know About ACA Minimum Essential Coverage
Minimum essential coverage is health insurance that meets the Affordable Care Act (ACA) requirement for being a qualified health plan, or... Read More
Cost Sharing Reduction (CSR): What It Means and Who's Eligible?
Cost-sharing reductions lower your medical costs. To qualify, you need to earn less than $36,450 as a single person or $75,000 for a family... Read More
Average Cost of a Wedding: By State and Feature
There are an average of 2 million marriages annually, costing an average total of more than $50 billion a year. ValuePenguin researchers... Read More
How Age Affects Car Insurance Prices for Men and Women
Young drivers under age 25 and seniors pay the highest car insurance rates. And men tend to pay about 6% more for car insurance than... Read More
Average Cost of Car Insurance for 18-Year-Olds (2026)
Full coverage car insurance for an 18-year-old driver on their own policy costs an average of $599 per month. Geico is the cheapest major... Read More
Health Insurance Exchanges Explained
A health insurance exchange, also called a marketplace, is a website that lets you see and compare health insurance plans. You can also buy... Read More
What Is An Insurance Rating Area?
One of the factors health insurance companies are allowed to consider when setting premiums is where you live. The area you live in that's... Read More
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