Icons vs. Images
Icon shortcode: 3 size options
Small icon
Medium icon
Large icon
Large icon testing text wrap: Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
Large icon with pullquote style
Image shortcode
Example next to a PQ
State Farm is the best cheap full coverage auto insurance company, at $134 per month.
Example in a call-out box
Full coverage rates go up by an average of $87 per month after an at-fault accident. That's because car insurance companies believe drivers who cause crashes are more likely to file other claims in the future.
Example on a product page
A plan's network limits which doctors you can use, the flexibility of your coverage and how easy it is to see a specialist.
PPOs and HMOs are the two most common network types. PPOs typically cost more, but they let you see specialists without a referral. They also give you some coverage for doctors that aren't in the plan's network. HMOs are cheaper, but you only have coverage to see an in-network doctor. With an HMO, you'll also need to go through your primary care doctor to see a specialist, which can slow down your medical care.
Two less-popular plan types are exclusive provider organizations (EPOs) and point of service (POS) plans. These usually aren't the best option, and you might not even have any of these plans in your area.
Analyst
Stephanie Guinan is an Analyst for ValuePenguin/LendingTree. She specializes in simplifying complex insurance topics for consumers.
She’s also worked as an award-winning data journalist and content marketing writer. Stephanie’s work has been cited by Wall Street Journal, New York Times, Rolling Stone and more.
Expertise
- Health insurance and Medicare
- Home and auto insurance
- Crunching numbers
Referenced by
- Wall Street Journal
- New York Times
- Rolling Stone
Editorial Note: The content of this article is based on the author's opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.
