Car Insurance Calculator: Estimate Your Insurance Cost
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Car insurance estimates by company
American Family is the cheapest major car insurance company.
Erie and USAA tend to have even cheaper rates, but they're not available to everyone.
Full coverage car insurance estimates
Find Cheap Car Insurance Quotes in Your Area
Cheapest companies
Average companies
Most expensive companies
Companies | Monthly rate | ||
|---|---|---|---|
| Erie | 4.5 out of 5 | $154 | |
| American Family | 3.5 out of 5 | $159 | |
| Country Financial | 3.0 out of 5 | $162 | |
| NJM | 5.0 out of 5 | $168 | |
| Auto-Owners | 4.0 out of 5 | $171 | |
| Travelers | 3.5 out of 5 | $173 | |
| USAA | 4.5 out of 5 | $125 | |
USAA car insurance is only available to members of the military, veterans and their families.
About the Author
Senior Writer
Lindsay Bishop is a Senior Writer at ValuePenguin, where she educates readers about home, auto, renters, flood and motorcycle insurance.
Lindsay began her career in the insurance and financial industry in 2010. She was a licensed auto, home, life and health insurance agent and held Series 6 and 63 financial licenses.
After a hiatus from the financial sector, Lindsay returned to the industry as a content writer for ValuePenguin in 2021. She enjoys having the opportunity to help readers make smart decisions about their insurance so they can be prepared for anything life throws their way.
When Lindsay isn't writing about insurance, you can find her spending time with family, enjoying the outdoors on Sunday long runs or riding her Peloton.
How insurance helped Lindsay
As a homeowner for 15 years located in South Carolina, Lindsay has plenty of experience navigating the coastal insurance market and managing the claims process. That includes successfully negotiating a full roof replacement claim.
Expertise
- Home insurance
- Car insurance
- Flood insurance
- Renters insurance
- Motorcycle insurance
Referenced by
- CNBC
- Yahoo Finance
- Miami Herald
Education
- BS/BA Economics, University of Nevada Las Vegas
Editorial Note: The content of this article is based on the author's opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.