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ValuePenguin can help you find the best options for auto, home, health or motorcycle insurance. Our reviews look at cost, coverage, discounts, customer service and complaint data. They're designed to help you find the right fit for your unique situation.
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How we choose the best companies
ValuePenguin chooses the best insurance companies based on a review of cost, coverage, discounts, and customer satisfaction, which is determined using J.D. Power's annual insurance studies and complaint data from the National Association of Insurance Commissioners (NAIC).
Rate data for auto, home and motorcycle insurance comes from Quadrant Information Services, which gets its data from publicly available insurance company filings.
Health insurance data comes from HealthCare.gov and state health insurance marketplaces.
Our team includes licensed insurance agents with real-world experience helping people choose insurance options. ValuePenguin's top picks are always made independently, and our reviews are always unbiased.
Research & advice
Average Cost of Car Insurance (2026)
The average cost of full coverage car insurance in the U.S. is $208 per month ($2,495/year), while minimum liability coverage is $76 per... Read More
About the Author
Senior Writer
Cate Deventer is a Senior Writer who specializes in health insurance, Medicare, auto and home insurance. She's been a licensed insurance agent since 2011.
She started her insurance career working as a customer service agent for State Farm. She later moved to an independent agency, where she worked with several insurance companies and hundreds of clients. She quoted policies, filed claims and answered insurance questions. In 2021, she pivoted her career and began writing about insurance for Bankrate. She moved to ValuePenguin in 2023 and began writing about health insurance and Medicare.
Cate has a passion for helping readers choose insurance to fit their needs. She enjoys knowing that her research and knowledge help people choose insurance products that make a positive difference in their lives.
How insurance helped Cate
Cate used her health insurance knowledge to navigate a surgery in 2023. Understanding how her policy worked let her focus on recovery instead of worrying about bills.
Expertise
- Health insurance
- Medicare & Medicaid
- Auto insurance
- Home insurance
- Life insurance
Credentials
- Licensed Life, Accident & Health Insurance Agent
- Licensed Property & Casualty Insurance Agent
Referenced by
- CBS
- NBC
- Wall Street Journal
Education
- BA, Theatre, Purdue University
- BA, English, Indiana University
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.
