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ValuePenguin can help you find the best options for auto, home, health or motorcycle insurance. Our reviews look at cost, coverage, discounts, customer service and complaint data. They're designed to help you find the right fit for your unique situation.
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How we choose the best companies
ValuePenguin chooses the best insurance companies based on a review of cost, coverage, discounts, and customer satisfaction, which is determined using J.D. Power's annual insurance studies and complaint data from the National Association of Insurance Commissioners (NAIC).
Rate data for auto, home and motorcycle insurance comes from Quadrant Information Services, which gets its data from publicly available insurance company filings.
Health insurance data comes from HealthCare.gov and state health insurance marketplaces.
Our team includes licensed insurance agents with real-world experience helping people choose insurance options. ValuePenguin's top picks are always made independently, and our reviews are always unbiased.
Research & advice
10 Largest Auto Insurance Companies (August 2026)
The largest car insurance company in the U.S. is State Farm, which has 19% of the market. The 10 largest auto insurers make up 76% of the... Read More
Can You Get No Down Payment Car Insurance?
To find the lowest down payment, start by getting quotes from the cheapest companies. Auto-Owners, Travelers and Geico typically offer... Read More
Best Cheap Car Insurance for College Students
Geico has the cheapest car insurance for college students, averaging $65 per month. College students can save hundreds of dollars on car... Read More
The Cheapest Cars to Insure in 2026
The Subaru Crosstrek is the cheapest car to insure, while Tesla cars and full-size pickups are among the most expensive, often because of... Read More
Best and Cheapest SR-22 Insurance Companies
Progressive sells the cheapest SR-22 insurance after a DUI for most people, at an average of $268 per month. Erie is also cheap, and State... Read More
Should You Switch to Pay-Per-Mile Car Insurance?
Pay-per-mile insurance is cheaper for people who only drive occasionally, but the extra difficulty might make it too much of a pain for... Read More
Cheap Car Insurance for Teens and Young Drivers
State Farm offers the cheapest widely available car insurance for teens, but Auto-Owners has the best rates for parents who add a teen to... Read More
Who Has the Best Classic & Collector Car Insurance?
American Modern, Safeco and Hagerty are our top picks for the best classic car insurance.... Read More
The Best and Cheapest Auto Insurance Companies for Seniors
Geico offers the best rates for most senior drivers — a minimum-coverage policy costs $763 per year, on average. Drivers 65 and older can... Read More
About the Author
Senior Writer
Cate Deventer is a Senior Writer who specializes in health insurance, Medicare, auto and home insurance. She's been a licensed insurance agent since 2011.
She started her insurance career working as a customer service agent for State Farm. She later moved to an independent agency, where she worked with several insurance companies and hundreds of clients. She quoted policies, filed claims and answered insurance questions. In 2021, she pivoted her career and began writing about insurance for Bankrate. She moved to ValuePenguin in 2023 and began writing about health insurance and Medicare.
Cate has a passion for helping readers choose insurance to fit their needs. She enjoys knowing that her research and knowledge help people choose insurance products that make a positive difference in their lives.
How insurance helped Cate
Cate used her health insurance knowledge to navigate a surgery in 2023. Understanding how her policy worked let her focus on recovery instead of worrying about bills.
Expertise
- Health insurance
- Medicare & Medicaid
- Auto insurance
- Home insurance
- Life insurance
Credentials
- Licensed Life, Accident & Health Insurance Agent
- Licensed Property & Casualty Insurance Agent
Referenced by
- CBS
- NBC
- Wall Street Journal
Education
- BA, Theatre, Purdue University
- BA, English, Indiana University
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.
