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Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Citi is an advertising partner.
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Best companies
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Budget-Friendly Options
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Annual cost$1,514Average rate for a $350,000 home
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Monthly cost$126Average rate for a $350,000 home
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Available"]Online quotes
Top Rated Companies
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Cost $248/mo ($500,000 home)
$454/mo ($1 million home)
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Must use an agent"]Online quotes
Budget-Friendly Options
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Annual cost$1,521Average rate for a $350,000 home
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Monthly cost$127Average rate for a $350,000 home
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Available"]Online quotes
Maximum Protection
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Annual cost$942Average rate for a $350,000 home
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Monthly cost$79Average rate for a $350,000 home
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Available"]Online quotes
About the Author
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.
How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.
Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).
