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Homeowners who are eligible for USAA can take advantage of its affordable policy premiums and top-notch customer service.

The third most popular home insurance company, USAA has strict eligibility requirements. Only those who have served in the military or whose direct family members (parent or spouse) are USAA members are eligible to purchase a policy. However, USAA is still responsible for 7% of the homeowners insurance market, with 7.3 billion in premiums. The company brought in $25 billion across all of its insurance offerings.

USAA employs over 35,000 people, though it has very few local offices. The company offers a wide range of products, including vehicle, property, life, health, long-term care, business, pet, travel and special event insurance. USAA also provides banking products, personal loans, mortgages and investment services.

USAA's average annual rate for home insurance is $1,789 — 6% cheaper than average. Its policies include standard homeowners insurance coverage with the option to add specialty coverages like earthquake, flood and home sharing coverage.

Homeowners who are eligible for USAA can take advantage of its affordable policy premiums and top-notch customer service.

The third most popular home insurance company, USAA has strict eligibility requirements. Only those who have served in the military or whose direct family members (parent or spouse) are USAA members are eligible to purchase a policy. However, USAA is still responsible for 7% of the homeowners insurance market, with 7.3 billion in premiums. The company brought in $25 billion across all of its insurance offerings.

USAA employs over 35,000 people, though it has very few local offices. The company offers a wide range of products, including vehicle, property, life, health, long-term care, business, pet, travel and special event insurance. USAA also provides banking products, personal loans, mortgages and investment services.

USAA's average annual rate for home insurance is $1,789 — 6% cheaper than average. Its policies include standard homeowners insurance coverage with the option to add specialty coverages like earthquake, flood and home sharing coverage.