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State of Auto Insurance 2025

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A full coverage car insurance policy costs an average of $175 per month in 2025.

State of Home Insurance 2025

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Home insurance in the United States costs an average of $179 per year in 2025.

State of Health Insurance 2025

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A Silver health plan costs an average of $621 per month in 2025.

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About the Author
Portrait of Talon Abernathy
Talon Abernathy

Senior Writer

Talon Abernathy is a ValuePenguin Senior Writer who specializes in health insurance, Medicare and Medicaid. He's also contributed to other insurance verticals including home, renters, auto, motorcycle and flood insurance.


Talon came to ValuePenguin in 2023. Since his arrival, he's helped to expand the site's health insurance-related content offerings. He enjoys helping readers understand the ins and outs of America's all too complicated health insurance landscape.


Before coming to ValuePenguin, Talon worked as a freelance writer. His prior work has touched on a broad range of personal finance-related topics including credit-building strategies, small business incorporation tactics and creative ways to save for retirement.

Insurance tip

In many parts of the country, you can qualify for a free Silver health insurance plan if you meet certain income requirements. Government subsidies in the form of premium tax credits and cost-sharing reductions may mean you'll pay nothing for coverage.

Expertise

  • Health insurance
  • Medicare and Medicaid
  • Flood insurance
  • Homeowners insurance
  • Renters insurance
  • Auto and motorcycle insurance

Referenced by

  • The Miami Herald
  • Money.com
  • MSN
  • Nasdaq
  • The Sacramento Bee
  • Yahoo! Finance

Education

  • BA, University of Washington
  • Certificate in Copyediting, UC San Diego

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