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Best home insurance in NH for most people: Vermont Mutual

Best home insurance in NH for most people: Vermont Mutual {#best}

Editor’s rating

Editor’s rating

Annual rate

This analysis used home insurance quotes for hundreds of ZIP codes across New Hampshire. There used to be a sentence linking to the methodology, but I had to take it out.

$665

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From the Experts

Vermont Mutual has cheap rates and excellent customer service.

Pros & Cons

• Cheapest rates for most people

• Excellent customer service

• Local agents available

• No online quotes

• Website isn't very helpful

More about Vermont Mutual

Vermont Mutual's low rates and excellent customer service make it the best home insurance in New Hampshire for most people. If your home needs between $200,000 or $500,000 in dwelling coverage, Vermont Mutual has the cheapest average rate in NH.

Very few people file complaints about Vermont Mutual's home insurance. According to the National Association of Insurance Commissioners (NAIC), the company has 99% fewer complaints compared to an average company its size. This might be because of Vermont Mutual's local agents, who can help you get a quote, choose the right coverage, answer questions about your policy and file claims.

But Vermont Mutual doesn't have the best online tools. You can't get a quote online and the website is basic. If you're looking for a company with good digital tools, Vermont Mutual isn't the best option.

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BEST CAR INSURANCE OVERALL

Editors Rating ID2

Editors Rating ID2

• Full coverage

  Rate for a 30-year-old

  $1,000/mo

• Liability

  Rate for a 30-year-old

  $800/mo

• Monthly rate

  Rate for a 30-year-old

  $12

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Read Reviews

From the Experts

Alliant has the best car insurance rates if you live in the Southeast, Midwest or East Coast.

Pros & Cons

• Cheap rates for most drivers

• Great customer service

• Lots of local agents

• May need an agent to buy a policy

• No gap insurance or new car replacement

• Expensive for drivers with a DUI

Why choose Alliant?

Full coverage from Alliant costs around $106 per month, which is $58 per month less than the national average. Minimum coverage car insurance from Alliant costs just $41 per month. That's $23 per month cheaper than average.
Alliant also offers lots of ways for drivers to upgrade their coverage. You can add extra protection like gap insurance, new car replacement and windshield coverage for an additional fee.
Alliant has excellent customer service after an accident. It earned the third-highest score on J.D. Power's claims satisfaction survey. That means you can count on Alliant to get you back on the road quickly after a crash.

More about Alliant

• These span multiple lines
• But they are only two items

Alliant also offers lots of ways for drivers to upgrade their coverage. You can add extra protection like gap insurance, new car replacement and windshield coverage for an additional fee.

Alliant has excellent customer service after an accident. It earned the third-highest score on J.D. Power's claims satisfaction survey. That means you can count on Alliant to get you back on the road quickly after a crash.

Compare Alliant monthly rates

Rank	Name	Value
1	Alaska	120
2	Idaho	102
3	New Jersey	80

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Best home insurance in NH for most people: Vermont Mutual

Compare Quotes

• Editor's rating
• Cost: $665/yr

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Vermont Mutual has cheap rates and excellent customer service.

Pros:

• Cheapest rates for most people

• Excellent customer service

• Local agents available

Cons:

• No online quotes

• Website isn't very helpful

More about Vermont Mutual

Vermont Mutual's low rates and excellent customer service make it the best home insurance in New Hampshire for most people. If your home needs between $200,000 or $500,000 in dwelling coverage, Vermont Mutual has the cheapest average rate in NH.

Very few people file complaints about Vermont Mutual's home insurance. According to the National Association of Insurance Commissioners (NAIC), the company has 99% fewer complaints compared to an average company its size. This might be because of Vermont Mutual's local agents, who can help you get a quote, choose the right coverage, answer questions about your policy and file claims.

But Vermont Mutual doesn't have the best online tools. You can't get a quote online and the website is basic. If you're looking for a company with good digital tools, Vermont Mutual isn't the best option.

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